Joe Frank Andrew Frank Jason Coleman
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Welcome
Our firm is committed to serving pre-retirees and retirees in Southern New Jersey, South Eastern Pennsylvania and Northern Delaware.
Our goals in assisting our clients in retirement are:
- Preserve and protect the assets they have spent a lifetime accumulating.
- Convert those assets into a predictable, dependable income to last their lifetime.
Many of our clients who are nearing or who are in retirement seem to share some common financial struggles. Even though many of our clients have accumulated significant wealth, they are concerned about protecting the assets that they have worked so hard to save. They also worry that what they have saved may not be enough to last their lifetime.
We have a process that we use which adheres to the guidelines stated in the Uniform Prudent Investor Act. Based on your financial goals and desires, we design a plan utilizing this Retirement Income Formula.
We are independent financial advisers, specializing in retirement income planning for our clients. Our broker dealer, Cambridge Investment Research, Inc., supports our practice and respects our independence as financial advisors.
Here are some of Cambridge's core tenets:
- Traditional values and conservative business practices.
- Dedicated to serving independent financial professionals and committed to remaining privately owned.
- Allows financial professionals to offer non-proprietary products, such as mutual funds or annuities, from a wide variety of companies.
- Clients come first, and we all need the freedom to customize our businesses, our way, to best serve our clients.
- We believe your financial professional should not be pressured or distracted by corporate interests and is able to focus on what is best for you and your financial goals.
- Driven by our core values of integrity, commitment, flexibility and kindness.
Newsletters
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New FAFSA Favors Grandparent College Giving
Changes to the 2024–2025 Free Application for Student Aid (FAFSA) allow grandparents to help with college expenses without affecting financial aid eligibility based on the FAFSA.
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SECURE 2.0 Makes It Easier to Give and Receive
The SECURE 2.0 Act modified the rules for qualified charitable distributions to allow funding a charitable gift annuity or charitable remainder trust from an IRA.
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Will You Work Beyond Traditional Retirement Age?
Does your income strategy beyond traditional retirement age include receiving a paycheck? This article looks at the advantages and disadvantages of working later in life.
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HOT TOPIC: Can Productivity Keep Driving the U.S. Economy?
This article looks at the importance of productivity to the U.S. economy, possible contributing factors to the recent surge, and the prospects for an extended period of strong productivity growth.
Calculators
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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Retirement Portfolio Lifespan
How Long Will Your Funds Last?
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Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.
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College Funding
Use this calculator to estimate the cost of your child’s education, based on the variables you input.